TOP BRANCH OF THE YEAR 2025, PARTNERS DISTRIBUTION

TOP BRANCH OF THE YEAR 2025, PARTNERS DISTRIBUTION

Journeying with you to protect your financial stability & secure your future.

Explore your career with us!

The Heart Behind What We Do

Green Apples Advisory began with a shared belief among a small group of passionate individuals that financial planning should be personal, purposeful, and people-first. What started as a close-knit team has since grown into a thriving agency of over 50 dedicated professionals.

Today, we are proud to be one of the top-performing branches in Manulife Advisory Group, with deep expertise across a wide spectrum of services including holistic financial planning, retirement and estate planning, protection strategies, investment solutions, and legacy planning.

At Green Apples, we see every client as part of our extended family. Our mission is to journey alongside you to protect your present, plan your future, and empower your goals with clarity and care.

Secure your future with us.
Your trusted partner for meeting your financial needs.

  • Financial Summary

    When is the last time you did a stock take of your cash flow? Let our advisors give you a clear overview with just 10 minutes!

  • Retirement Planning

    Retirement may seem a long way off, but it’s also a one-way destination. While we can’t predict the future, we can certainly prepare for it.

  • Education Funding

    A good Education is a key to open doors for more opportunities in life. But it gets more expensive every year. We help you plan and save for your children’s future.

  • Health Insurance Planning

    There is a saying, “We can’t afford to fall sick”. Safeguard yourself & your family against potential rise in healthcare costs & unexpected medical expenses, ensuring a peace of mind.

  • Investment Planning

    While its good to work hard for money. Its even better to make our money work harder for us. If you are unsure how best to invest, we can guide you so you can rest.

  • Life Insurance Planning

    In L.I.F.E. there are the big “IFs” that can cripple a family financially should the lives of the breadwinner(s) end prematurely. Getting insured is to get a peace of mind.

Testimonials

  • 'Reliable & thoughtful financial guidance.'


    As a young entrepreneur, navigating my personal wealth planning felt overwhelming and even unnecessary until I met Shengyu. His genuine and patient approach made all the difference. He took the time to understand my goals and provided holistic financial strategies that gave me confidence and peace of mind.

    With his clear and concise explanations, I was able to grasp complex financial concepts and contracts. Knowing that my financial baseline was secured allowed me to fully focus on growing my business.

    In late 2024, I faced a sports injury, and Shengyu was incredibly prompt and attentive in assisting with my PA claims. His professionalism and dedication truly set him apart. I’m grateful to have him as my financial consultant and friend, and highly recommend him to anyone seeking reliable and thoughtful financial guidance.

    Jayce Chua
    CEO

  • 'Painstakingly personalised.'


    I got to know Godfrey through my brother in law as my wife was looking for health insurance. I had later on availed of his services based on the feedback from my wife.

    He was very friendly and one could tell that he was genuine by his candor. Despite us having a lot of queries with regards to the policies he had been very patient and detailed, as demonstrated by his very impressive Excel spreadsheet and graph that had to be painstakingly personalised for every customer.

    I would definitely recommend him to any individual who is looking for financial advice as well as recommendations for good health plans!

    Ganesh Napolean Shanmugam
    Doctor

  • 'Nothing short of reassuring.'


    My experience with Jia Hui has been nothing short of reassuring. From the start, what stood out was how much she prioritised my understanding. She didn’t just explain the plans, she made sure I fully understood what I was getting into. Even when I thought I got it, she would test my understanding, clarify again, and ensure I genuinely knew what I was buying instead of purchasing for the sake of it.

    Another thing I really appreciated was her sincerity in tailoring everything to my actual financial capacity. She took the effort to understand my income, planned the coverage amounts around what was realistic for me, and checked if I might even be over-insured.

    Thank you, Jia Hui, for your honesty, professionalism, and the assurance you’ve given me. I now feel confident about the plans I hold, because I truly understand them and know they’re structured responsibly around my needs.

    Highly recommended — 10/10 experience.

    Kin Leong
    Engineer

  • 'No hidden agendas.'


    Gim Teng is different from other Financial Planners, he has no hidden agendas and also look out for the right policies for individual customers. He is professional in sharing financial advices and also provide constructive feedbacks/solutions on matters discussed.

    He has helped me in insurance and investments for me and my future. One would need such policies to tide through difficult times.

    I would definitely recommend Gim Teng to my family and friends.

    Naviyn
    Supply Chain Analyst

  • 'Professional, responsive and prompt.'


    Derrick Yip is professional and always provide objective advice to me and my family. He gives us time to think through our decisions and follow up with us promptly.

    He is also very responsive when we ask him questions over messaging and calls, and would attend to our needs as soon as he can.

    Talking to Derrick provides perspectives on how we can better plan our finances and future. He also helps to cover blind spots we never think of. He is always responsive and helps with the claims promptly.

    Derrick is not pushy and he will give objective advice. He is prompt to follow up but does not force us to make decisions. He is also very friendly and relatable. He is a senior I knew in secondary school and has always been like a big brother to me. :)

    Liting
    School Counsellor

  • '让我很安心!'


    区别在更加专业，更加为客户着想， 让我很安心！

    - 所需信息的精准分析，高效。
    - 能够精确的达到我想要的理财目标，并且超出预期。
    - 遇到疑问或需要协助时及时且专业的帮助了我。
    - 区别在更加专业，更加为客户着想， 让我很安心。
    - 通过朋友介绍认识 Tony Jing Yang。
    - 他不仅在业务方面帮到我 还给了我很多好的建议和帮助。

    Ren Jieyu
    Business Investor

  • 'Proactive, transparent and genuinely client-focused.'


    I like that the sessions are clear, well-structured, and not rushed. Aravind explains the options in simple terms, answers my questions patiently, and makes sure I understand what I’m getting before making any decisions. The advice feels honest and tailored to my needs rather than sales-driven.

    The planning sessions helped me see the bigger picture of my finances. Aravind broke things down clearly, helped me prioritise what matters, and guided me to make informed decisions without pressure. Aravind is also reliable and attentive, especially during claims. He check in regularly, explain each step, and make the process much less stressful.

    Aravind stands out by being proactive, transparent, and genuinely client-focused. He prioritise understanding my needs and provide clear, honest advice rather than pushing products.

    Gangathran
    Narcotics Officer

  • 'So grateful.'


    We are truly grateful for Rajanderan’s kindness, understanding, and care during this incredibly difficult time. It has been so sudden to live without my spouse, everything had happened so fast. Thinking of all the great memories with her has been really difficult.

    Together with both of my daughters, we are so grateful for all the work that Raj had to go through for our family. We deeply appreciate everything that he has done for us. We always pray that Allah will bless Raj with good health and prosperity. 🙏❤️

    Jailani Bin Salim
    Aircraft Technician

  • 'A peace of mind & a priceless service.'


    Over the past few years, I have come to rely on Melvin Liu for various types of coverage, from medical to travel insurance, and more recently, for deeper conversations around long-term financial planning. At 61, that is not a small matter. My career as an artist has never followed a traditional path, and securing a sustainable future takes a different kind of understanding. Melvin gets that.

    He is patient without being pushy, informed without being arrogant, and above all, honest. I appreciate the way he listens, explains, and allows space for real decision-making. He is not just selling products; he is offering peace of mind, a priceless service.

    I did not expect to say this about a financial advisor, but I am glad to have Melvin to turn to for sound financial advice.

    Jimmy Ong
    Artist

Melvin Liu, Green Apples Advisory Financial Advisor

“If you are looking for a place and a leader who respects and believes in you, committed to your growth and ultimately cares for you, this is the place.”

Melvin Liu, Assistant Vice-President

“It takes a village to raise a child. Likewise, this is the village I’m proud to say I grow up in. Join us and start growing!”

Jessie Ang, Senior Director of Sales

“Can you be truly happy and successful? At Green Apples Advisory, I’ve learnt to be happy in my pursuit of success and to lead my team to be the best version of ourselves!”

Alan Sim, Assistant Vice-President

“Making a mid-career switch from an Engineer to a Financial Planner was a huge change but with Green Apples Advisory, I did it.”

Brittany Ng, Assistant Vice-President

“In GAA, we work as a family to create meaningful impact to our individual community, support one another and have fun together!”

Godfrey Peh, Director of Sales

“If you are looking for an opportunity to make a difference and be part of a dynamic team, then we want to hear from you!”

Ong Gim Teng, Assistant Vice-President

“Be part of something bigger - join us and make a difference for yourselves and your family!”

Ng Eng Beow, Executive Vice-President

  • "If I have seen further, it is by standing on the shoulders of giants."

    Isaac Newton

  • "If you want to go fast, go alone. If you want to go far, go together."

    African Proverb

  • "If you want to lift yourself up, lift up someone else."

    Booker T. Washington

  • "There is no such thing as a self-made man. You will reach your goals only with the help of others."

    George Shinn

  • "Find a group of people who challenge and inspire you, spend a lot of time with them, and it will change your life."

    Amy Poehler

  • "Surround yourself with a trusted and loyal team. It makes all the difference."

    Alison Pincus

  • “None of us is as smart as all of us.”

    Ken Blanchard

  • “The strength of the team is each individual member. The strength of each member is the team”

    – Phil Jackson

  • “Great things in business are never done by one person. They’re done by a team of people.”

    Steve Jobs

  • "Many ideas grow better when transplanted into another mind than the one where they sprang up."

    Oliver Wendell Holmes

  • “There is no doubt that it is around the family and the home that all the greatest virtues… are created, strengthened and maintained.”

    Winston Churchill

  • “Ohana means family and family means nobody gets left behind or forgotten.”

    Stitch

  • "Individually, we are one drop. Together, we are an ocean."

    Ryunosuke Satoro

  • "No one can whistle a symphony. It takes a whole orchestra to play it."

    H.E. Luccock

  • "When he took time to help the man up the mountain, lo, he scaled it himself."

    Tibetan Proverb

  • "When you need to innovate, you need collaboration."

    Marissa Mayer